Flexible Finance. Limitless Potential.
Fast & personalised loans to power your next big leap.
Private Lending That Moves at Warp Speed.
Astro Capital Finance is an Australian-based private lender delivering fast, flexible short-term business funding in NSW, VIC, QLD, WA, SA, TAS and the ACT. We exist because opportunities don't wait for bank approvals.
Whether it's an urgent property settlement, bridging finance, or business cash flow, our team looks beyond the paperwork to structure loans that actually make sense for your situation. Approval in as little as 3 hours and settlement in as little as 72 hours, subject to assessment, with a common-sense approach that puts you first.
We fill the gap between slow banks and real-world financial needs. Because finance should work for you, not against you.
Why Choose a Private Lender?
Lending Built Around You
Our Process
Get In Touch
Reach out via phone, email, or our online form.
Quick Quote
Receive an indicative quote tailored to your scenario.
Apply
Submit your application with supporting documents.
Assessment
Our credit team reviews your scenario and security.
Approval
Receive a letter of offer, in as little as 3 hours, subject to assessment.
Mortgage Documents Issued
Our solicitors prepare and issue loan documentation.
Settlement
Funds are disbursed in as little as 72 hours, subject to assessment.
Get In Touch
Reach out via phone, email, or our online form.
Quick Quote
Receive an indicative quote tailored to your scenario.
Apply
Submit your application with supporting documents.
Assessment
Our credit team reviews your scenario and security.
Approval
Receive a letter of offer, in as little as 3 hours, subject to assessment.
Mortgage Documents Issued
Our solicitors prepare and issue loan documentation.
Settlement
Funds are disbursed in as little as 72 hours, subject to assessment.
Trusted by Brokers Across Australia
“My recent experience was nothing short of outstanding in every facet of the transaction. Josh made it a breeze to deal with and the follow up with the client post settlement was exceptional. It's refreshing to see that a Private Lender truly cares about his clients and goes above and beyond for them.”
Frequently Asked Questions
Approval can be given in as little as 3 hours from receipt of a complete application, subject to assessment. Our experienced credit team works directly with you throughout the process, and you deal with the people who make the decision.
We fund business-purpose loans from $50,000 to $5,000,000, and larger loans may be considered by exception. Every loan is secured by a registered first mortgage over Australian property. Loan terms range from 1 to 24 months.
Astro Capital Finance is an Australian-based private lender. We lend against property in every Australian state and territory except the Northern Territory: New South Wales, Victoria, Queensland, Western Australia, South Australia, Tasmania and the Australian Capital Territory. Both metro and regional locations are considered.
No. Low-doc and impaired credit scenarios are considered, subject to assessment. We do review credit history, but we look at the overall strength of the application, including the security property, the exit strategy and the borrower's position.
Every loan is secured by a registered first mortgage over Australian real property: residential, commercial, industrial or vacant land. We do not offer second mortgages or caveat loans. Security requirements vary with location and property type.
Speed, flexibility and direct access to decision-makers. Bank approvals typically take weeks. We can approve in as little as 3 hours and settle in as little as 72 hours, subject to assessment. Every application is reviewed by a real decision-maker and structured around your exit strategy.
Business bridging finance is a short-term loan that covers the gap between a business need for funds and a known exit, such as the sale of a property or a refinance to a longer-term lender. Astro's bridging loans are for business purposes only, secured by a registered first mortgage, with terms of 1 to 24 months. Settlement can happen in as little as 72 hours, subject to assessment.
Yes. Urgent business and commercial property settlements are a core part of what we do, and we can settle in as little as 72 hours, subject to assessment. Common scenarios include bank finance falling through before settlement, a notice to complete, a short settlement window after an auction, and commercial acquisitions with tight deadlines. Contact us to discuss your timeline.
Pricing depends on the loan-to-value ratio (LVR), the property type and location (metro or regional), the loan term and the overall scenario. Private lending generally costs more than a bank loan, in exchange for speed and flexibility. Every fee is set out on the term sheet. Use our Quick Quote tool for an indicative quote, or contact us to discuss your scenario.