ATO & Tax Debt Funding for Australian Businesses
Astro Capital Finance is an Australian private lender that provides short-term, property-secured business loans to clear ATO and tax debt, fast. We're not a bank. We're a private credit fund that lends against Australian real property, and we make the lending decisions, not a credit committee.
- Property-secured lending: we take a registered first mortgage over residential, commercial, or industrial property as security
- Approval in as little as 3 hours: no committees, no delays, direct access to decision makers
- Funding in as little as 3 days: clear your ATO debt before enforcement action escalates
- $100k to $5M: large enough to clear significant tax debts in a single facility
- Impaired credit considered: we assess the security and exit strategy, not just your credit score
Get a Fast Assessment
No obligation. We respond within 2 business hours.
Clear Your ATO Debt, Fast
ATO debt funding is short-term, property-secured business finance used to pay out tax debt owed to the Australian Taxation Office. Astro Capital Finance provides ATO debt funding from $100k to $5M across Australia, with approval in hours and funding in as little as 3 days, so you can stop interest and enforcement action escalating.
Important: Since 1 July 2025, ATO interest charges (GIC/SIC) are no longer tax-deductible, making overdue tax debt more costly to carry. Refinancing into a business loan may restore deductibility. Confirm with your accountant.
3 Hours
Approval turnaround on most applications
$100k–$5M
Loan sizes to clear even large ATO debts
Up to 75%
LVR on metro residential property
1–24 Months
Flexible loan terms to suit your exit
Why Choose a Private Lender?
Common Scenarios We Fund
- Director Penalty Notice (DPN) pressure
- Garnishee notice or enforcement
- ATO payment plan declined or unaffordable
- BAS, GST, PAYG or superannuation arrears
- Consolidating ATO debt with other business debts into one facility
ATO debt compounds daily. The sooner you act, the less it costs.
Our Process
Get In Touch
Reach out via phone, email, or our online form.
Quick Quote
Receive an indicative quote tailored to your scenario.
Apply
Submit your application with supporting documents.
Assessment
Our credit team reviews your scenario and security.
Approval
Receive a letter of offer, often within hours.
Mortgage Documents Issued
Our solicitors prepare and issue loan documentation.
Settlement
Funds are disbursed, as fast as 48 hours.
Get In Touch
Reach out via phone, email, or our online form.
Quick Quote
Receive an indicative quote tailored to your scenario.
Apply
Submit your application with supporting documents.
Assessment
Our credit team reviews your scenario and security.
Approval
Receive a letter of offer, often within hours.
Mortgage Documents Issued
Our solicitors prepare and issue loan documentation.
Settlement
Funds are disbursed, as fast as 48 hours.
Prefer a quick quote? Use our Quick Quote tool for an instant indicative quote.
Frequently Asked Questions
How Astro Capital Can Help
Here’s What We Offer
- Loans from $50k to $5M (larger by exception)
- 1–24 month loan terms
- First mortgages up to 75% LVR
- Residential, commercial, industrial and land securities acceptable
- Prepaid interest available
- Settle in as little as 72 hours
How Can We Help?
- Urgent property settlements
- Business cash flow
- Debt consolidation (ATO debt included)
- Incomplete construction
- Residual stock
Astro Capital Finance provides loans for business and commercial purposes only. More than 50% of loan funds must be applied to business or commercial use. Loans are secured by a registered first mortgage. We do not provide consumer or owner-occupied home loans. Lending is subject to assessment, security and an acceptable exit strategy.